Coming Soon

Flowrate

Smarter lending, Easier borrowing

Automatic rate optimization for lenders and borrowers on XRPL. Match with the perfect rates.

Explore our interactive prototype to see how Flowrate works

P2P
Direct Matching
LLP
Leveraged Positions
24/7
Always Earning

Powerful Features

Built for the XRPL ecosystem to maximize your capital efficiency

P2P Rate Matching

Match directly with other users for better rates than traditional platforms. When no match is found, automatically route to fallback XRPL-based DeFi protocols. Think of it as smart routing for your capital.

Leveraged Liquidity Provisioning (LLP)

Allows traders to open leveraged positions on XRPL liquidity pools. LLP sits over the fallback router; this unified system turns idle liquidity into productive capital, delivering yields far higher than traditional pools and creating a new standard for on-chain lending efficiency.

Always Earning

Your capital never sits idle. When P2P matches aren't available, your funds automatically earn from established XRPL protocols. It's like having a smart manager for your crypto, always finding the best opportunities.

Efficient solutions, for everyone

Your capital never sleeps. Instead of relying solely on utilization rates and interest-based curves, your funds are matched with borrowers directly at optimized rates. If no match is found, they continue earning through fallback protocols, ensuring that your capital never sleeps.

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Lenders

Maximize your yields with automatic rate optimization and smart routing

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Borrowers

Access competitive rates through direct P2P matching

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Protocols

Integrate with Flowrate to access enhanced liquidity

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Traders

Open leveraged positions with LLP for amplified returns

Frequently Asked Questions